Chicago, IL

How Much Does Physical Therapy Cost in Chicago?2026 Self-Pay Prices from Real Providers

Based on data from 100 providers in the Chicago-Naperville-Elgin area, physical therapy costs between $56.48 and $76.41 for self-pay patients. The average price is $67.

Chicago Price Summary

Real Data

Price Range

$56.48 - $76.41

Average Price

$67

Providers

100

100 with pricing

Prices are estimates based on available data. Actual costs may vary.

9M+ providers
50M+ price records
Updated 2026
100 verified prices in Chicago

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What is Physical Therapy?

Physical therapy uses targeted exercises, manual therapy, and other techniques to restore movement, reduce pain, and prevent disability after injury, surgery, or chronic conditions. Treatment plans are individualized and may include 6 to 12 sessions over several weeks. Each session typically lasts 45 to 60 minutes.

Typically performed by: Licensed Physical Therapist at PT Clinic

Medicare Coverage

Medicare Conditional

Medicare coverage for physical therapy is determined by National Coverage Determinations (NCDs). Coverage status shown above reflects national policy. Local Coverage Determinations (LCDs) from your regional Medicare Administrative Contractor may have additional requirements. Self-pay patients can use Medicare rates as a benchmark when negotiating prices.

Physical Therapy in the Chicago-Naperville-Elgin Area

The Chicago-Naperville-Elgin metropolitan area in Illinois includes multiple hospitals, ambulatory surgery centers, and outpatient clinics that offer physical therapy. FairVisitHealth currently tracks 100 providers within 25 miles of Chicago offering this procedure, with self-pay prices ranging from $56.48 to $76.41. Prices can vary significantly between facility types. Standalone outpatient centers typically charge less than hospital-based facilities for the same procedure.

Cook County Area Health Context
9% uninsured21.1% poverty rateTop concerns: High Blood Pressure, Obesity, Depression

Source: CDC PLACES, CDC/ATSDR SVI.

Physical Therapy Prices by Provider in Chicago

FairPass Required
ProviderSpecialtyLocationSelf-Pay PricePrice Source
JOSEPH MONACO--(0.5 mi)~$56.48Call to verify
Hospital Rate
LAURA RACHAL--(0.9 mi)~$56.48Call to verify
Hospital Rate
ERIK MARTINEZ--(1.1 mi)~$56.48Call to verify
Hospital Rate

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Compare prices from providers across Chicago-Naperville-Elgin. FairPass members get negotiation tools, call scripts, and bill analysis included.

Frequently Asked Questions

How much does a Physical Therapy cost without insurance in Chicago?

Based on data from 100 providers in the Chicago-Naperville-Elgin area, Physical Therapy costs range from $56.48 to $76.41 for self-pay patients. The average cash-pay price is $67. Prices are estimates and actual costs may vary by provider.

How many providers offer physical therapy in Chicago?

FairVisitHealth has pricing data from 100 providers offering physical therapy in the Chicago-Naperville-Elgin metropolitan area. Provider availability includes licensed physical therapist at pt clinic locations.

Can I negotiate the cost of physical therapy in Chicago?

Yes. Many providers in Chicago offer cash-pay discounts when you ask before scheduling. Request the self-pay rate, compare prices across providers, and ask about payment plans. FairPass members get access to negotiation templates and call scripts.

What affects the price of physical therapy in Chicago?

Physical Therapy prices in Chicago vary based on the facility type (hospital vs. outpatient center), provider experience, whether sedation or anesthesia is needed, and the complexity of your specific case. Licensed Physical Therapist at PT Clinic typically performs this procedure.

Is it cheaper to pay cash for physical therapy in Chicago?

Often yes, especially if you have not met your deductible. Many Chicago providers offer self-pay rates that are lower than insurance-negotiated prices. Compare the provider's cash price to your expected out-of-pocket cost through insurance before deciding.

Physical Therapy Price Trends in IL

Feb 26Mar 26$0$5$10$15$20

Medical Disclaimer: This page is for informational purposes only and does not constitute medical advice. Pricing information is based on publicly reported data and may not reflect your actual costs.

Always consult with a qualified healthcare provider for medical decisions. Prices shown are estimates for self-pay patients and may vary by provider, location, and individual circumstances.

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