A couple reviews a medical bill together at their kitchen table
Billing advocates report errors on most bills they review

Find out if your
bill is wrong.

Upload it. In 30 seconds we’ll find the overcharges, or tell you it’s clean. First audit free. No credit card.

Error-rate estimates vary widely by who is counting: Medical Billing Advocates of America reports errors on roughly 8 in 10 bills submitted to them for review, while the American Medical Association has estimated about 7% of paid claims. Your bill may be clean, and we will tell you if it is.

Drop your medical bill here

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Hospital bills • EOBs • Statements • Invoices

Pick a bill above to turn on the audit. Photo, screenshot, or PDF.

Your bill image is deleted immediately after analysis. We never sell your data.

Common overcharges our audit engine checks for

Duplicate charges

We flag the same CPT code billed twice on one visit: a scan or lab charged again on the same date of service.

Upcoding

We flag office visits billed at a higher complexity level than the documented encounter supports.

No Surprises Act violations

We flag out-of-network facility and provider charges that federal law says you should not have been balance-billed for.

Priced out of insurance

Priced out of insurance? Do the math.

Real 2025 averages, side by side. If your plan has a high deductible or you have no coverage at all, here is what each option actually costs.

A typical insurance year
$777-$2,249/mo

Average combined worker + employer premium, single vs. family coverage (KFF 2025)

$1,886-$8,300+ deductible

Average deductible, up to the IRS 2025 high-deductible-plan out-of-pocket max, before your plan covers much

  • Full billed (chargemaster) prices apply until you hit your deductible
  • Provider network restrictions and prior-authorization delays
  • Premiums keep billing every month, deductible or not
  • Surprise bills you have no way to price-check in advance
FairPass membership
$29/mo

Or $16.58/mo billed annually. No usage tiers.

$0 deductible

Real self-pay cash prices from your first search

  • See the price before you book, at any provider nationwide
  • No network. Compare 9M+ providers, not just in-network ones
  • AI bill audit and negotiation letters included
  • Cancel anytime, no annual lock-in
Start 10 days for $10

$10 for 10 days, then $29/mo, cancel anytime.

Premium and deductible figures are national averages from the KFF 2025 Employer Health Benefits Survey and 2025 IRS high-deductible-plan limits. Your actual plan will differ by state, employer, and household size. FairVisitHealth is a price-comparison and bill-negotiation membership, not health insurance, and it does not replace major medical coverage. It is built for people who are priced out of insurance, carry a high-deductible plan, or pay cash before they have met their deductible.

Was this bill denied by your insurance?

Fewer than 1% of denials are ever appealed, and roughly 1 in 3 appeals succeeds (KFF, 2024 marketplace data). Our appeal wizard writes the letter with the right citations.

Fight the denial

Your bill comes with rights

Billed over your Good Faith Estimate?

If you were self-pay and the final bill came in more than $400 over your written estimate, federal law (the No Surprises Act) gives you 120 days to dispute it. Our PPDR assistant checks the numbers and builds your filing packet. It appears after your free bill audit.

Old bill in collections?

Every state limits how long collectors can sue over a debt. Our checker screens your state and dates before you agree to anything, because a payment can restart the clock in most states. Available on your bill case once you start an audit.

A collector calling you?

Federal law (FDCPA) lets you demand written proof of the debt, and the collector must stop collecting until it responds. We generate the validation letter from your bill case, ready to send.

Rights information, not legal advice. For advice on your specific situation, consult a licensed attorney or free legal aid.

Common questions

Is this really free?

Your first audit is free with no credit card required. We only ask for an email to save your results and send a magic link so you can come back.

Do you share my bill with anyone?

No. Your bill image is analyzed, procedure codes are extracted, then the original image is deleted. We never sell or share your data.

What if my bill is actually correct?

Many bills are. You'll see every line item compared against Medicare rates and local cash prices so you know with confidence whether you're being overcharged.

No bill in front of you right now?

Check the price before the next visit instead. FairPass opens self-pay prices at providers nationwide, plus unlimited bill audits and negotiation letters.

Start 10 days for $10

$10 for 10 days, then $29/mo, cancel anytime.

See every plan and price

Legal Disclaimers

Pricing: All prices are estimates from CMS, hospital MRF files, and provider data. Verify directly with providers before booking.

Savings: Savings estimates compare hospital list prices to negotiated/cash rates. Individual results vary.

Medical: FairVisitHealth provides price comparison only. Not medical advice. For emergencies, call 911. Consult healthcare professionals for medical decisions.

DPC: Direct Primary Care (DPC) is NOT health insurance.

AI: AI features are informational only. Not diagnostic or prescriptive.

Legal: Negotiation scripts and letter templates are educational, not legal advice.

Privacy: Privacy-first: we don't store your health records.

Trademarks & Affiliation: FairVisitHealth is an independent price-comparison tool and is not affiliated with, endorsed by, or sponsored by any third-party pharmacy, retailer, or provider referenced on this site, including Mark Cuban Cost Plus Drug Company, GoodRx, Walmart, or Costco. All product names, logos, and brands are the property of their respective owners and are used for identification only. Third-party prices are sourced from public data or public APIs and may change. Confirm current pricing on the provider's own website.

Google Play: Google Play and the Google Play logo are trademarks of Google LLC. Android is a trademark of Google LLC.

FairVisitHealth, Inc. Patent Pending. Not health insurance and not medical advice.