Our tool checks your income and household size against hospital financial assistance policies. Many patients qualify for full or partial bill forgiveness and never know it.
We pull hospital nonprofit status, CMS quality ratings, and pharma payment data. Know exactly who you're dealing with before you negotiate.
From initial dispute to collections defense. Each template includes relevant federal and state laws that hospitals must follow.
"Illustration: a patient learns the hospital that billed them is a nonprofit, finds its financial assistance policy, and applies with proof of income before the bill goes to collections."
Illustrative Example
Not a member outcome
"Illustration: a patient compares each line of an itemized ER bill against published Medicare rates, then sends a dispute letter that names the specific codes they are questioning."
Illustrative Example
Not a member outcome
"Illustration: a patient with an old hospital balance uses the settlement calculator to decide what they can afford, then makes a written offer and asks for the agreement in writing before paying."
Illustrative Example
Not a member outcome
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