Negotiate Your Medical Bill. Know Exactly What to Say.

Hospital bills are negotiable and billing errors are common. FairPass gives you AI-powered negotiation letters, 97 templates, and the price data to back them up.

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How FairPass Helps You Compare Prices

97 Negotiation Templates

Professionally written letters for every scenario: billing errors, financial hardship, insurance appeals, surprise bills, and collections. Legal citations included.

AI Bill Analysis

Upload your bill and our AI identifies overcharges, duplicate charges, and upcoding errors. Know exactly what to dispute before you call.

Know Your Rights

Every template includes relevant state and federal laws (No Surprises Act, charity care requirements, FDCPA). Hospitals take you seriously when you cite the law.

Example Situations

"Illustration: a patient sends the financial hardship template, citing the hospital's own charity care policy, and asks the billing department to review the balance before it ages into collections."

Illustrative Example

Not a member outcome

"Illustration: the AI analysis flags duplicate line items on an itemized surgery bill and names the specific CPT codes, so the dispute letter points at exact charges instead of the total."

Illustrative Example

Not a member outcome

"Illustration: a family facing an unexpected ER bill uses the charity care template to apply to the hospital's financial assistance program, which nonprofit hospitals are required to offer."

Illustrative Example

Not a member outcome

Frequently Asked Questions

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Stop Overpaying for Healthcare

Search a nationwide provider directory and compare available published prices or labeled estimates. Availability varies by service and location. One membership. Unlimited access.

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