Physical Exam Cost Comparison

CPT 99395

How Much Does a Physical Exam Cost?

A cash-pay annual physical costs $150-$400 depending on the provider and location. This typically includes the exam, vital signs, and basic health assessment. Blood work, vaccinations, and other tests are usually billed separately. Many practices offer a self-pay discount of 30-50%.

Annual physical examination - Compare cash-pay prices from 500+ verified providers

Cash-Pay Average

$140
Range: $70 - $245

Insurance Average

$350
Before deductible

You Save

60%
$210 less

Providers

500+
Nationwide

These are averages. Get your exact local answer.

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What Is a Physical Exam?

An annual physical exam is a comprehensive health checkup that includes vital signs measurement, a full-body examination, health risk assessment, and screening tests appropriate for your age and gender. During the visit, your doctor will review your medical history, medications, family history, and lifestyle habits. They may order blood work, update vaccinations, and screen for conditions like high blood pressure, diabetes, and cancer based on current guidelines.

Is This Price Fair?

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How to Save on Physical Exam

1

Direct primary care memberships ($50-$100/month) include annual physicals and unlimited visits.

2

Community health centers offer sliding-scale physicals based on income.

3

Cash-pay physicals at private practices cost $150-$400 -- ask for the self-pay rate when booking.

4

Many employers and health fairs offer free basic screenings including blood pressure, cholesterol, and glucose.

Physical Exam Cost FAQs

How much does a physical exam cost without insurance?

A cash-pay annual physical costs $150-$400 depending on the provider and location. This typically includes the exam, vital signs, and basic health assessment. Blood work, vaccinations, and other tests are usually billed separately. Many practices offer a self-pay discount of 30-50%.

What is included in an annual physical?

A typical annual physical includes height, weight, blood pressure, heart and lung exam, abdominal exam, skin check, age-appropriate cancer screenings, medication review, and health counseling. Blood work (CBC, metabolic panel, cholesterol) is often ordered but billed separately.

How often should I get a physical exam?

Most doctors recommend an annual physical exam for adults. People under 50 with no chronic conditions may be able to go every 2-3 years. Those with chronic conditions or multiple risk factors should see their doctor at least annually.

Is a physical exam the same as a wellness visit?

They are similar but not identical. Under the ACA, an annual wellness visit is free for insured patients and focuses on prevention and screenings. A physical exam is more comprehensive and may include a full-body examination. Cash-pay patients typically get a full physical.

Medical Disclaimer: This page is for informational purposes only and does not constitute medical advice. Pricing information is based on publicly reported data and may not reflect your actual costs.

Always consult with a qualified healthcare provider for medical decisions. Prices shown are estimates for self-pay patients and may vary by provider, location, and individual circumstances.

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