INCOME-BASED ASSISTANCE

Charity Care Calculator

Most hospitals MUST offer free or discounted care if you qualify. Calculate your Federal Poverty Level and find programs you're eligible for.

Calculate Your FPL %

Before taxes, all household members

Your Eligibility

Enter your income and household size to calculate eligibility

How Hospital Charity Care Works

1

Calculate Your FPL

Federal Poverty Level is based on income and household size. Under 200% = likely free care.

2

Apply to Hospital

Submit financial assistance application with income proof. Most hospitals have 240-day deadlines.

3

Get Bill Reduced

Hospital reviews application and applies discount. Can be 25-100% off depending on income.

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AI Negotiation Scripts

Get personalized call scripts and negotiation letters to reduce your bills.

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State Billing Laws

Know your legal protections. Many states limit what hospitals can charge.

Check Your State

Find Assistance Programs

Discover FQHCs, community health centers, and sliding scale clinics near you.

Find Programs